Bank Atlantic Stole My Bottle

Well, the last few days have been pretty rough. Here's the story:

My fiancee has banked at Bank Atlantic for about 8 years.  Every 2 weeks his check has been deposited with no problems. The past few paychecks were deposited by hand and not electronically due to new company ownership. Still, no problems. Except last week. Although my online banking's daily ledger showed the check as cleared, and part of the balance, we had no idea in actuality, according to them, the check had not cleared. On the banking site there were no "pendings" or "available balance"-just the amount in the account. 

Since they had not cleared the check, on the 26th and 27th of May we accumulated 14 - $35 over charge fees. Even being a customer for 8 years, with NO account problems, they would only take 2 of them off. It doesn't end there. After being in the bank on Monday, June 2nd, they told him it would be 170$ to get his account to the positive. No other charges pending. Today when we went in to get the account in good standing, in front of our eyes, 16 more $35 dollar over draft fees. This makes a total of 30, $35 dollar over-draft fees. They would not take ANY of these off as well, stating it was not a bank error. I think including a check in the balance with no pending notice or available balance IS a banking error, but they said it is not.

So, now we are up that well known known special creek with a twig. The twig is my wonderfully amazing in-laws.  They recommended we pay it off for now, and along with the payments give a "Letter of Protest", basically saying we don't agree to the charges, and it leaves the door open for us to pursue later if needed. We'll make it. We have a lot to be thankful for, and believe me we are. But I got my yearly meltdown in yesterday. Now I can't have another one, well, for 12 months. 

I didn't plan on starting my blog with financial stories, and my honey suggested his mom come down and picket with us since she's retired. I suggested a sign for Lexi with the phrase "Bank Atlantic Stole My Bottle". Alright, I'm off to go put the rest of my money under my mattress, and look at Lexi's firework brochure that has kept her interested for days. Seriously, get one. Daddy and her are looking at it now. Again. And I'm being summoned to see rockets.